Insurance fraud is not a victimless crime. Every fraudulent claim inflates premiums for genuine policyholders, strains insurer resources, and undermines the trust that the entire insurance ecosystem depends on.
5 Warning Signs of Insurance Fraud in Kenya — And What Investigators Look For
Insurance fraud costs Kenya’s industry billions of shillings annually and drives up premiums for every honest policyholder. Here are the five most common red flags — and how professional investigators uncover them.